On the Road Lending

A nonprofit organization

$3,275 raised by 5 donors

13% complete

$25,000 Goal

On the Road Lending provides affordable loans for reliable cars to help working families and individuals overcome transportation barriers so they can find and retain employment, live healthier lives, and avoid predatory lenders. Our clients have limited financial knowledge, poor credit, and lack of assets. We provide relationship-lending, financial education, vehicle selection assistance as an alternative to subprime lending. Reliable transportation puts our clients on the road to economic mobility.

Our Needs

Capacity building and operational support for long-term (5+) financial mentoring and transportation assistance for low- to moderate-income people, immigrants, veterans, first-time borrowers and the elderly. Clients also receive vehicle purchase and financing support, budget assistance, credit-building and asset-building services.


Our mission statement is to combat predatory lending. We help people improve their credit and purchase fuel-efficient, reliable cars, financing them through our sister private-equity loan fund with a low-cost loan. Lack of reliable transportation is the number one reason people lose their jobs. On the Road Lending helps people overcome this risk by finding them good cars that are affordable, under warranty and fuel-efficient, so they never have expensive, unforeseen car repair bills. We work with clients to build financial capability and then arrange an affordable loan. We stay with our clients for the life of the loan-usually five or more years-providing financial mentorship and support.

Organization Data


Organization name

On the Road Lending

Tax id (EIN)



Operating Budget

$1,000,000 - $2,999,999

Counties Served

Tarrant, Somervell, Rockwall, Parker, Palo Pinto, Navarro, Montague, Kaufman, Johnson, Hunt, Hood, Grayson, Fannin, Erath, Ellis, Denton, Dallas, Cooke, Collin, Wise

BIPOC Serving

Black or African American, Hispanic or Latinx

BIPOC Leadership

Executive Director/CEO


1500 N Loop 12
Irving, TX 75061