For 91 years, the Dallas Hebrew Free Loan Association (DHFLA) has provided life-changing no interest loans to the Greater North Texas Jewish community. These zero interest loans have not only provided hope and peace-of-mind through the relief of immediate financial strains but have given North Texas Jews an opportunity to meet their challenges and invest in their futures with dignity.
DHFLA is founded on a centuries-old model of community support rooted in Jewish tradition that continues to be relevant today and is an important communal funding resource.
DHFLA provides borrowers an affordable and dignified way to navigate financial obstacles and invest in their future economic stability. Today, we provide no interest financial assistance to pay core living expenses, underwrite educational costs, support small businesses, cover medical treatments and more.
DHFLA has earned the 2026 Platinum Transparency seal from Candid and Four Stars from Charity Navigator, the highest marks awarded to a charity by these nonprofit ratings agencies.
Nearly 30% of Jewish households in the United States struggle to pay their bills each month. Many of these families feel isolated and believe they are alone in their challenges. Only 39% of financially vulnerable Jews feel their community cares for people in need, compared with 66% of financially secure Jews.
At Dallas Hebrew Free Loan Association, this reality is not just a statistic. We see it every day.
We see community members managing unexpected medical bills, job transitions, caregiving responsibilities, tuition costs, rising living expenses, or other financial pressures.
Many are people you would never guess are struggling. They may be the family you see at preschool drop-off. They may be a student, a young professional, a retiree, a day school family, a congregant sitting beside you in synagogue, or a friend who seems to have everything under control.
Financial vulnerability often remains hidden because people carry it quietly. And that's why awareness matters.
Our tradition teaches areyvut—that we are responsible for one another. One of the most meaningful ways we can live that value is by helping connect people to resources before a financial challenge becomes a crisis.
Please help us ensure that people who need support know they are not alone.
DHFLA provides interest-free loans that help reduce financial stress, preserve dignity, and create pathways to stability and opportunity. Our application process is confidential, respectful, and designed to make it easier for people to seek help when they need it most.
When financial hardship is hidden, people often become disconnected from the very community that wants to support them. Together, we can change that. By talking openly about available resources and sharing them generously, we help ensure that no member of our North Texas Jewish community faces financial hardship alone.
To strengthen the North Texas Jewish community by offering dignity-centered interest-free loans that reduce financial stress, support stability, and open doors to opportunity
The area of greatest needs is loan support, as individuals, families and small businesses in our Jewish community continue to need affordable, compassionate, dignified financial assistance. This includes support for our newest loan for survivors of domestic abuse.
25-30 individuals/families in our Jewish community seek to escape domestic abuse each year. These are the known cases. There are likely more who have not yet found the courage and strength to seek support in leaving their situation.
JFS and agencies such as Genesis Women's Shelter & Support can provide many services (shelter referrals, counseling, medical and food services, etc.) and through Hannah’s House, some transitional housing specifically for Jewish women and children, but cannot provide financial assistance to help survivors.
A snapshot of who the Dallas Hebrew Free Loan Association helps: 100% of its borrowers are Jewish. 58% of borrowers are women. 14% of loan recipients are Orthodox. Over 40% of its zero interest loans enable Jewish students to pursue a college or graduate degree. Close to 30% of their loans help Jewish community members cover unexpected home repairs, purchase a used car or paydown high-interest credit card debt. 10% of its loans have helped Jewish couples become parents or grow their families through fertility treatments.
The Dallas Hebrew Free Loan Association (DHFLA) is an equal opportunity employer and complies with all applicable equal opportunity laws and regulations. With the exception of those positions in which religion is, in the opinion of DHFLA, an essential factor, DHFLA provides equal employment opportunities without regard to race, religion, ethnicity, age, sex, national origin, sexual orientation, gender identity, disability, and veteran status. This policy relates to all phases of employment, including but not limited to recruitment, employment, placement, promotion, demotion, transfer, termination, compensation, the use of facilities, and participation in DHFLA sponsored events.
DHFLA acts as a bridge between the tradition of our heritage and the present, as well as being an organization dedicated to Jewish identity and survival. In keeping with these ideas, the purpose of DHFLA is to make it possible for the Jewish family and individual to carry out its functions to the best of its ability.
DHFLA provides the Jewish family and its members access to a Jewish loan organization where they can get financial help when needed. DHFLA offers potential borrowers an opportunity to discuss their financial concerns in a climate that accepts and honors their heritage and special needs.
Organization name
Dallas Hebrew Free Loan Association
Tax id (EIN)
51-0148138
Causes
Economic/Financial Security/Poverty
Operating Budget
$100,000 - $249,999
Counties Served
Hunt, Wise, Somervell, Rockwall, Parker, Palo Pinto, Navarro, Montague, Kaufman, Johnson, Hood, Grayson, Fannin, Erath, Ellis, Denton, Cooke, Collin
BIPOC Leadership
Neither/None
Address
16301 Quorum Drive