Equity Statement
It shall be the policy of Habitat for Humanity of Ellis County, Texas, inc. to follow all laws regarding discrimination against person or persons.
Applicants shall not be discriminated against on the basis of race, color, religion, sex, sexual orientation, handicap, familial status, or national origin.
Families shall be selected without regard to ethnic background or national origin. We shall not discount or exclude an applicant from consideration because if the source of their income; i.e., part-time employment, annuity, pension, or other retirement benefit, child support, alimony payments, public assistance, or separate maintenance payments.
The Equal Credit Opportunity Act makes it unlawful for a creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex or marital status, age (provided the applicant is old enough to enter into a contract), source of income (such as public assistance) or because the applicant has in good faith exercised any right under the federal consumer credit laws.
The law prohibits discrimination against families without children. In order to avoid a problem, affiliates should select families based on need. If two applicant families have the same income, the applicant family with more members will typically also have the greater need. It is illegal to refuse to grant credit to an unmarried couple because they are cohabiting. Unmarried is defined as being single, divorced, or widowed.
Applicants will not be discriminated due to being handicapped. Under the Fair Housing Act, handicap is defined as a physical or mental impairment which substantially limits one or more of a person's major life activities, a record of having such an impairment, or being regarded as having such an impairment. If an applicant with a physical handicap is selected as a homeowner, his/her house will be built according to American with Disabilities guidelines.